Thursday, August 27, 2020

Indias Industrial Development free essay sample

The British viewed India as wellspring of flexibly of crude materials and market for British makers and consequently, at the hour of Independence, India was modernly an immature economy. 2. The poor modern division was domintaed by customer merchandise enterprises like cotton material, jute, sugar, salt, paper, cleanser, and so forth 3. Ventures creating middle of the road merchandise like steel, coal, concrete, liquor, power, non-ferrous metals were inadequately settled as far as gainful limit. Capital merchandise ventures scarcely made their quality felt. . In the post autonomy period, India left upon mechanical improvement under the multi year plans. The significant changes during the pre-change period can be dissected by plunging the period into three stages: A. Stage 1 (1951-1965) Establishing Industrial Base During the initial multi year plan, which depended on Harrod Domars model, just 2. 8 percent of the all out venture was made in Industry and Minerals as the horticultural segment was hit hardest by the parcel of India and required greater speculation. Businesses like Indian Telephones and Indian Cables were set up. Penicillin processing plants were set up. During the second multi year plan, which depended on Mahalnobis model, a challenging 20. 1% of the complete speculation was made in Industry and Minerals. The second multi year plan concentrated on setting up fundamental and capital merchandise ventures for an enormous scope. Three significant steel plans of one million tons limit were begun at Bhillai, Durgapur and Rourkela. The third multi year plan concentrated on extension of overwhelming enterprises and furthermore contributed 20. % of the complete interest in Industry and Minerals. The normal development pace of modern SECTOR during this stage was over 7% per annum and of essential and heavy(capital products) enterprises was over 10% per annum. B. Stage 2 (1966-1974) Slow development The normal development of mechanical area during this stage declined to 5% per annum. The moderate development was credited to insufficient interest in foundation areas, for example, force and transportation, acts like MRTP( Monopolies and Restricted Trade Policies) and FERA ( Foreign Exchange Guideline Act), wars with Pakistan in 1965 and 1971 , drafts in 1965-66 , oil emergency in 1973 and moderate development in agrarian part. [Post freedom, numerous new and huge firms had entered the Indian market. They had little rivalry and they were attempting to corner the market. The Government of India comprehended the goals of such firms. So as to defend the privileges of purchasers, Government of India passed the MRTP bill. The bill was passed and the Monopolies and Restrictive Trade Practices Act, 1969, appeared. Through this law, the MRTP commission has the ability to stop all organizations that make obstruction for the extent of rivalry in Indian economy. The MRTP Act, 1969, targets forestalling monetary force fixation so as to keep away from harm. The demonstration likewise accommodates probation of monopolistic, out of line and prohibitive exchange rehearses. The law controls the imposing business models and secures shopper intrigue. FERA forced tough guidelines on particular sorts of installments, the dealings in remote trade and protections and the exchanges which indirectly affected the outside trade and the import and fare of money. The motivation behind the demonstration, bury alia, was to manage certain installments, dealings in outside trade and protections, exchanges in a roundabout way influencing remote trade and the import and fare of money, for the preservation of remote trade assets of the nation. Coca-Cola was Indias driving soda until 1977 when it left India after another administration requested the organization to turn over its mystery recipe for Coca-Cola and weaken its stake in its Indian unit as required by the Foreign Exchange Regulation Act (FERA). In 1993, the organization (alongside PepsiCo) returned after the presentation of Indias Liberalization strategy. FERA was canceled in 1999 by the legislature of Atal Bihari Vajpayee and supplanted by the Foreign Exchange Management Act, which changed outside trade controls and limitations on remote speculation. ] C. Stage 3 (1975-1990) Economic Recovery The mechanical part recuperated during this period because of Increase in speculation exceptionally in the open setor, that too in foundation. Advancement of import of remote innovation Extension of wide banding Increment in financial Incentives[Fiscal motivations are no expenses given to new organizations for the initial 5 years] Increase in authorized limit plot. [Process enterprises have an underlying authorized limit endorsed by the administration. Limit of an office is its constraining ability to create a yield over some stretch of time. Subsequently the yearly limit of a 2 wheeler firm is state 7lacs scoters every year. It implies the creation is restricted to this profitable ability over a time of one year. ] The pace of modern development expanded and arrived at its pinnacle estimation of 8. % during the seventh multi year plan. (1985-1990). The Government of India accounced the New Industrial Policy in 1991 wherein various progression measures were taken, for example, Scrapping of the permitting framework Dilution of the job of open area Encouragement of private interest in different fields Removal of venture roofs for little businesses Allowing remote direct interest in different divisions, and so forth. This new strategy prompted stamped development in the capital merchandise segment and private area. Be that as it may, the general mechanical development during the Eight multi year plan (1992-1997) tumbled to 7. 3% per annum and considerably more during the Ninth multi year plan (1998-2002) to 4. 6% per annum. The decrease in development rate inspite of the progression of mechanical strategy was credited to poor framework, deficient interest in horticulture, outer rivalry and drowsy development in sends out. Modern development rate got during the tenth multi year plan(2002-2007) to 8. 3 percent for every annum for the most part because of development of framework, capital and customer merchandise businesses and substantial FDI. There was a descending pattern in the following 2 years(2008-09) because of constant ascent in oil and metals costs. The worldwide money related emergency of 2008-09 hit Indias Industrial area hard and its development rate tumbled to 2. 8% in 2008-09. The modern development began recouping in 2009-10 principally because of expanding development in buyer durables and moderate merchandise. Auxiliary CHANGE IN INDUSTRIAL SECTOR Prepare from reading material. capital merchandise alludes to genuine items possessed by people, associations, or governments to be utilized in the creation of different products or wares. Capital merchandise incorporate manufacturing plants, apparatus, instruments, hardware, and different structures which are utilized to create different items for utilization. Capital merchandise are by and large man-made, and do exclude normal assets, for example, land or minerals, or human capital Intermediate products or maker products or semi-completed items are merchandise utilized as contributions to the creation of different merchandise, for example, incompletely completed products. Enâ ­ergy emergency has an incredible bearing on the mechanical turn of events and creation It prompts power cut and rostering which hampers the modern proâ ­duction. A large portion of the State Electricity Boards are running in misfortune and are in regrettable condition. Rail transport is overburdened while street transport is tormented with numerous issues. Indeed, even national interstates in numerous spots are not so great. Telecomâ ­munication cfacilities are basically kept to huge urban communities It is important to put more in transportation and correspondence, forestall the waste and abuse of vitality and increment the utilization of inexhaustible wellsprings of vitality. Modern profitability It is estimated as far as work, capital and all out factor efficiency (TFP) According to numerous examinations, TFP is India is low particularly when contrasted with industrialized nations. This can be credited to poor material sources of info and poor work culture of Indian work power 1. Lopsided Industrial Structure Despite all endeavors India has not had the option to achieve independence in regard of mechanical mateâ ­rial. India is as yet reliant on imported products for transport types of gear, hardware (electrical and non-electrical), iron and steel, paper, synthetic concoctions and composts, plastic material and so forth. This shows import substiâ ­tution is as yet a far off objective for the nation. 2. Low Demand There is low interest for modern items in the nation because of low utilization level, feeble buying force and poor way of life. The local market is constantly immature through absence of energy produced by the center and high society fragment who don't wish to increase their expectation and improve their day to day environments. 3. Local Concentration In India the majority of the businesses are situated in scarcely any chose zones forgetting about huge scope of the nation without mechanical foundations.

Saturday, August 22, 2020

Positive contributions of the Aged to the community

Gathering you have contemplated depict the positive commitments that the gathering makes to the more extensive network The Aged make different positive commitments to the network, numerous which go inconspicuous. In spite of the fact that the Aged are seen to be a weight to society because of the picture wherein society portrays, their commitment to profiting everyone around them is ceaseless. The Australia agency of insights characterizes the Aged as the individuals who are 65 years and older.As this phase in the life expectancy is generally connected with retirement and extra time the old end up offering back to he network through teaching more youthful ages, taking part in humanitarian effort and offering casual types of assistance by helping with thinking about youthful family. The Aged have a lot to add to the network as they have an abundance of experience and can give instruction to the more youthful ages. In doing as such, they are decidedly affecting society and directing th em to be better individuals and to carry on with their life to the fullest.As youngsters don't know about the results of a portion of their activities, the Aged can contribute their insight on this part of their lives, which limits the dangers that more youthful ages are confronted with, and In turn sets them up for their future. Numerous old individuals likewise commit their time and information to more youthful ages by being visitor speakers at associations and schools through sharing their encounters, information and abilities. This emphatically Influences and teaches the network which prompts not just an Improved connection between the Aged and society, yet additionally gives direction and backing to more youthful people.One of the best assets that they give the network Is their time. Many Aged individuals give their opportunity to society by proceeding to work, which adds to the monetary development, or by taking an interest In charitable effort. When the Aged resign they end u p feeling desolate and Isolate from society. So as to beat this many go to adding to the network by accomplishing humanitarian effort. Humanitarian effort has gotten Increasingly mainstream among the Aged as It gives the old social Interaction with representatives, and furthermore those In the community.A concentrate from the Australian Bureau of Statistics found that In 1997 more established individuals spent round 30% of their working hours on unpaid charitable effort. The Aged additionally add to the network by taking an interest In raising money. Despite the fact that the Aged are normally described with characteristics, for example, decaying wellbeing and Increased body hurts they despite everything figure out how to surrender their opportunity to the network and add to the financial development. The Aged offer an Informal support by helping with care for grandkids and other youngsters. In the present society ladies are Increasingly concentrating more on their vocations Instead of kid bearing.As this implies however others and fathers are investing a greater amount of their energy in work, It ends up being exceptionally useful to have the Aged to think about their youngsters. This advantages the network as well as permits the older individuals to fall with their grandkids or potentially family. Positive commitments of the Aged to the network By Kristin limits the dangers that more youthful ages are confronted with, and thus gets ready sharing their encounters, information and abilities. This emphatically impacts and teaches the network which prompts not just an improved relationship betweenOne of the best assets that they furnish the network with is their time. Adds to the financial development, or by taking an interest in humanitarian effort. When the Aged resign they end up feeling desolate and seclude from society. So as to Volunteer work has gotten progressively well known among the Aged as it gives the old social association with representatives, and furthermore those in the network. An examination from the Australian Bureau of Statistics found that in 1997 more seasoned individuals spent add to the network by taking an interest in support raising.Even however the Aged are typically portrayed with characteristics, for example, crumbling wellbeing and expanded to the financial development. The Aged offer a casual support by helping with care for grandkids and other youngsters. In the present society ladies are progressively concentrating more on their professions rather than youngster bearing. As this implies however moms and fathers are investing a greater amount of their energy in work, it ends up being very network yet in addition permits the old individuals to communist with their grandkids

Friday, August 21, 2020

How to Financially Plan for Death

How to Financially Plan for Death How to Financially Plan for Death How to Financially Plan for DeathNo one likes to think about their death or the death of a loved one, but that type of thinking can leave those left behind in some pretty dire financial straights.Death might be one of the worst parts of life. Beyond the terrible hole left by the departed, there can be enormous costs as well. While it might seem inappropriate to think about the financial aspect of death, its much better to plan for it in advance. Or else when the day does come, itll be even worse, as you or your family will have to face major financial hardship in addition to the emotional hardships.Situations like these  are how people end up taking out a bad credit loan they cant really afford or putting their car up for a title loan with a 300 percent APR. Thankfully, there are steps you can take to prepare for the inevitable. And we spoke to the experts to find out what those steps are.The earlier you purchase life insurance, the better.  No one likes to think about their own mort ality or the mortality of their family members. But it’s going to happen one day. And that means you should start preparing, even if it’s a bummer.Unfortunately, many people don’t make a plan in time.“Death is one of the costliest events that everyone will experience at some point, but no one actually wants to think about,” explained Kelsey Allan, an insurance specialist with TermLife2Go (@TermLife2Go). “In fact, about one-third of people who havent bought life insurance have not done so because they dont think about death. Unfortunately, putting something out of mind cannot prevent the inevitable, so the wise thing to do for your loved ones is to invest in life insurance.“Here are some striking facts about the costs of death, and how to prepare for it:70 percent of US households would not be able to keep up with living expenses if the primary wage earner passed away.Average funeral costs range between $7,000 and $10,000â€"and thats not even considering your loved ones living expenses after the funeral.The younger you are, the more affordable life insurance will be.You can purchase either term insurance to cover you for a specified period of time, or whole-life insurance to cover you as long as you pay your premiums. Term life insurance tends to be cheaper but must also be renewed, often at an increased cost.”Burial insurance can help cover funeral costs.But traditional life insurance isn’t the only insurance to consider when it comes to mortality.“One issue individuals often overlook is having an insurance policy, to address final expenses, and funeral costs,” warned Matt Schmidt, CEO of Burial Insurance Pro. “Traditional life insurance policies may take weeks or months to pay out the death benefit, and this would not help your family out with the immediate need to pay for final expenses. Or if a person has money put aside in, let’s say, a savings account, the family may not be able to legally touch this account until the estate is s ettled. A basic burial insurance policy is designed to pay out in 48 hours, and to address these concerns.”Life insurance isnt just for parents either.Finally, there’s one of the worst tragedies a parent can imagine: the death of a child. Psychologically, it can feel like taking precautions for that possibility makes it more likely to happen, but that’s not the case. When it comes to life insurance, the earlier the better, as Lisa Ryerson, regional vice-president of Appreciation Financial, outlined for us:“I truly believe that once a newborn gets his or her social security number then their parents should get them a life insurance policy. It will set the child up for college funds, retirement, living benefits, and life insurance for the future. It is so inexpensive for babies to get life insurance.  The cost of life insurance increases as we get older and our health declines as well, making it more challenging and in some cases the person can be considered uninsurable.Some life insurance policies can benefit the living.“I have met many families and never once have I met someone that was upset with owning life insurance when a family member dies, said Ryerson. Unfortunately, the opposite is also true and I have met too many families that did not have life insurance and some of their stories are heartbreaking such as losing their home, financial stress (especially during the grieving process), and overall the complete financial ruin that can come with the loss of a loved one.“Life insurance products have improved so much over the years and its much more than just a death benefit. There are living benefits that truly help people so they dont have to die to access some of the benefits and address some of the real basic needs that people have. The fact remains that we are living longer than ever before but with that comes challenges with health and other costs. Our products help make sure people dont put themselves in a financial bind.When it comes to death, America is underinsured.According to Ryerson, Far too many people do not have life insurance. America is grossly underinsured. She also shared these astounding statistics: According to a life insurance survey, 64% of Americans do not have life insurance at all. The majority of life insurance in this country is owned by the top 10% of income earners, and as they pass their heirs reap the rewards. We want to reverse that trend, not to make people rich through life insurance but rather to ensure that families dont become poor because they didnt have it in place.“Without life insurance, your family could end up homeless because they wont be able to pay the mortgage. Children could end up ‘losing’ both parents when one parent dies because the surviving parent will need to focus on bringing in an income and will not be able to be present with their children. Survivors will be left with a lot of debt. One of the worst and yet best parts of my job is delivering a death benefit, because although families are going through great a pain after death, it pales in comparison to families that are grieving and financially struggling at the same time. Death is a part of life and by being prepared you can be sure that your heirs will be taken care of.Decide your beneficiaries and plan for specific expenses.“Figure out who and what you would like to be covered if something were to happen to you, advised Ryerson. Mortgage, childrens college expenses, burial expenses, debt, etc. Its important to remember that when someone passes away there is a grieving period which typically means time away from work. There are also additional expenses that come with death so its a ‘double whammy’ because income is lost and additional expenses are taken on. I would shoot for 10 times your income as a good rule of thumb when it comes to insurance. That gives your family a 10-year buffer to either pay down debt or have income accessible to them for that time period.”No one want s to think about the worst parts of life. But if you prepare now, things will be a lot better if and when they do happen. Without a plan, your family could end up scrambling for money after youre gone, relying on predatory no credit check loans and cash advances to get by.You cant stop death forever. But you can, and should, prepare for it. To learn more about planning your finances for the long-term, check out these related posts and articles from OppLoans:Emergencies and Divorce: How to Plan For Worst-Case ScenariosFrom Budget to Baller: 6 Tips to Grow Your MoneyGood Personal Finance for the Long TermDo you have a financial plan in place for when you die? We want to hear from you! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedINContributorsKelsey Allan is the outreach manager for  TermLife2Go (@TermLife2Go), specializing in life insurance, personal and family finance, and related subjects. She has been featured in Readers Digest and HowStuffWorks as well as other media outlets.Lisa Ryerson is a co-founder of Women of Wealth  (WOW) and a Regional Vice President at  Appreciation Financial. She has been in the financial industry for 4 ½ years. She founded WOW because she really wanted to empower and lift other females to achieve their goals. The legacy that she is committed to leaving is philanthropy. She was rookie of the year at Appreciation Financial in 2015 and the first female to be inducted into the $50k/month club. Her future goal is to fundraise 2-million dollars for cancer research. Lisa is married with two amazing sons. She loves to laugh, travel, and give back.Matt Schmidt is the owner of  Burial Insurance Pro. Burial Insurance Pros helps families all across the United States obtain affordable burial and final expense insurance policies that would assist their families at the time of death.

Monday, May 25, 2020

Collections of Stories that Address the Nature of Racism...

The world is a home to a culturally diverse population. Each culture has their own beliefs, values, and truth that provide us with knowledge and a deeper appreciation of ourselves. We live in the age of Globalization in which culture should not be an issue. Discrimination and Racism plant borders between cultures. Everyone becomes blind to the fact that they are all part of one race, the human race. Differences of color and beliefs should not set us apart from each other, everyone is unique, and these differences should be valued. If it weren’t for these differences, every day would be the same, there would be no new information to learn, nothing to gain. Coming from different backgrounds, everyone wants to be respected and welcomed into†¦show more content†¦Racism creates a loss of self-sense in the individual, breaking them down with no support to lift them back up. Racism is a factor in breaking down a community, and cause suffering. Many individuals don’t realize that Racism brings them no good, it has nothing to offer. Feeling superior over another culture and having more power only lowers humanity. Racist attitudes can come from people due to their upbringing. Our family members and friends have a big influence over our ideas, and views. However, we need to take in mind and distinguish the difference between a positive and negative view. Negative views, will only lead to make negative choices resulting in a negative future. Having a positive perspective will lead us towards a positive direction, bringing good results and many bonds to cherish for life. Being human is not judging one as inferior, but following humanity, and treating everyone with equality. In the novel, â€Å"Three Day Road†, by Boyden the main characters are discriminated because they are Native. Niska shares her journey, and story of her identity being forced away from her during childhood. The natives struggled with residential schooling and forced assimilation into the White culture. She shares her story of being mistreated at school, with her hair being cut, symbolizing the loss of her culture. Through her journey, we are lead to her nephew Xavier, and his friend Elijah’s journey, in which they both face racism as well. They bothShow MoreRelatedAnalysis Of The Book Brownies By Zz Packer1749 Words   |  7 PagesBrownies Introduction Brownies is a story by ZZ Packer, who is a contemporary African American writer. The story appears in her short story collection Drinking Coffee Elsewhere, which was published in 2003. The story provides a platform that reveals the strenuous relationship between the African American and the Whites during the mid of the twentieth century. The story entails the Brownie troop of fourth grade African American girls who went to a summer camp. During their camping, they did encounterRead MoreAssimilation Of Secondary Society : The Story Of Doris Is Coming By Zz Packer980 Words   |  4 Pagesculture as they assimilate to a new society, but the minority cultures were seconded . The difference in culture set an unbreakable social barrier and boundaries bounded by neglecting of small culture. The Story of Doris is Coming by ZZ Packer, is one of the short stories from her collection of Drinking Coffee Elsewhere, is about Doris Yates, a religious and family girl who helps her mother clean the Jewish Church, friend of Olivia but they don t seem to get along well and She wanted to be savedRead MoreCivil Liberties And Civil Rights1500 Words   |  6 Pages(Lins) Morgan - Student ID: 3104067 GOVT - 2305 - 71063 Northlake College Had I been born a mere 60 years earlier, I would likely be in jail. 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Thursday, May 14, 2020

Case Analysis Topaz Information Solutions - 1184 Words

INTRODUCTION 1. PURPOSE Topaz Information Solutions, LLC (Topaz) is considered a business associate under the Health Insurance Portability and Accountability Act (HIPAA). A business associate performs certain functions or activities that involve the use or disclosure of protected health information (PHI) on behalf of or for a covered entity. As a business associate (BA), Topaz is required to complete an annual security risk assessment to evaluate the physical, administrative and technical safeguards implemented to comply with HIPAA’s Privacy and Security Rules. The Privacy and Security Rules require that a covered entity obtains satisfactory assurances from its business associates that the business associate appropriately safeguards the†¦show more content†¦The methodology included in-depth interviews with Topaz‘s key operational and Information Technology (IT) staffs to understand and evaluate compliance with HIPAA Privacy and Security Rules. The Risk Management Team created and reviewed policies and procedures related to the HIPAA Privacy and Security Rules and identified and gaps and areas of concerns. The IT Supervisor and Chief Product and Technology Officer (CPTO) performed physical on-site visits to the data center to assess specific physical, environmental, and security controls. The Risk Management Team aggregated the results of the information collected into a high-level assessment matrix to identify areas of improvement. This matrix consists of addressable and required standards of the HIPAA Privacy and Security Rules. 1. HIPAA COMPLIANCE REVIEW The HIPAA Security Rule standards specify a series of administrative, physical and technical security requirements to ensure the confidentiality of electronic protected health information (e-PHI) that is accessed, processed, used or transmitted. 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Wednesday, May 6, 2020

Ethical Issue - 1171 Words

Introduction Today’s world computer crimes are internet related, and in this area carrying out law barriers are either not well defined or most of the countries they don’t have arraign cyber crime laws. Those laws deliver the absence of the safe, the only substitute is protection against apparent warning exists is to develop ones own, depend on constitutional protection, a big range, and ethics to reduce constitutional entrance. Establishing information systems are grater speed than process of making legal and law, sometimes don’t have accorded legal safe opposite to the abuse of new technology. In some situations, what possible and what impossible is not clear, and so do not endure plenty of laws, or in most situations fair inadequate†¦show more content†¦When new problems as they appear sequentially in any avocation then ethics convention approach by aptitude for accomplish induction done. It evolves from an understanding of principles in different situation how to assign them, prediction at the current time, only with decide and generous reaction into ethical issues is human begins portable into react ethically. Begin culture of ethical abidance required to be implemented. Legal Security The communication of the legal system with information security was connected with this section. The Internet also connected with the important role of computer and information security in these days. And there was no global limitation since the Internet. Neither in each and every country of all over the world having an argument by lawful structure accompanying honor for computer security will nor yet finish outside pointing out the enforced exercise for attention. All single nations’ legal systems are impossible to study from the beginning. The network security enforced also rule of the United States allowable classification will focus this section. Last thirty years computer crime brought a whole new ground in the networking field, and the Internet, almost two. At present the laws have been set up, and are still developing. In the computer world, more traditional crimes may not suit very well, while the laws alive, they can arrange properly to supply some or provide enoughShow MoreRelatedThe Ethical Issues On Civil Journalism2970 Words   |  12 Pagesmodels and the exponential increase in â€Å"publishing† capabilities, there is an urgent need to identify news sources that are genuinely journalistic.’ (Meyers, Wyatt, Borden, Wasserman.) What I wish to bring out and elaborate in this paper are the ethical issues on how civil journalism, despite the acceptance and cooperation with professional journalism, is differentiated from its professional and vetted track. 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Tuesday, May 5, 2020

Financial Statements Monitoring Mechanisms †MyAssignmenthelp.com

Question: Discuss about the Financial Statements Monitoring Mechanisms. Answer: Introduction: Starting a new business is not easy and the trickiest ask is choosing the business to venture into. Different businesses have different challenges and different rewards. A right product or service must be chosen in the first place which needs to be marketed well in order to earn profits and for business to last longer. Understanding the customer demand, the market analysis, the potential target customers and lifestyle today, I would be starting a business in electronics and home appliances. This has been chosen as home appliances and electronics have become a ultimate necessity in the nine to five life of most of the professionals as they spend of their times on TVs, Laptops, music systems, mobiles, etc. (Anon., n.d.) Name of the business would be com. The reason of selecting such a name for the business is it being catchy and the world being so internet oriented and internet bound, it catches minds of the listeners and viewers immediately. Products and services offered: Most of the electronic products would be at offer including video system, music system, television, laptop, etc. Legal form: The legal form chosen would be a limited liability incorporation or company consisting of 2 partners, one partner being my friend who has good business contacts with the vendor, customer, banks, etc. and the other being me. Option of merchandising or manufacturing: We would go with manufacturing of these goods. Option of retail or wholesale outlet: We would be going with the wholesale outlet because of the good margins being available as per the market trend.(Bae, 2017) Size of the business: The expected or the planned size of the business is to be around $ 400000 initially with major portion being on the capital expenditure and the other being on the current assets. Industry: The industry which we would be venturing into will be manufacturing industry. As mentioned in the first part the legal form of the business started would be incorporated company, a LLC. There are various advantages, which it offers like: Protection of personal assets: Both the partners or owners will have limited liability towards the debts of the company and there would be separate legal position of both as a result, the personal assets would be prospected to be confiscated in case of legal dispute or dissolution.(Solicitors, 2016) Authority, legitimacy and credibility of the name: Once Inc. or LLC comes after the name of the company, the name carries the weight and credibility in the market; it cannot be copied by anybody else. This not helps in building the brand name of the company but also gives a legal protection to the company. Existence until perpetuity: Unlike partnership or proprietorship business, this continuous to be in existence even after the death of the partner or owner and the management just changes. Tax benefits: Generally, the rate of tax on proprietor is the same as that of the LLC, in addition to providing the protection to the personal assets. The profits / losses of an entity is generally gets reported as the personal gains / losses in the tax sheet of the individual however, the same could be avoided by electing the presentation as corporation. However, in corporation, the individual is taxed on both the personal as well as corporation front. However, one can choose tax status as Subchapter S and avoid double taxation.(Anon., 2016) Deduction of expenses: All the expenses pertaining to business are allowed as deduction while calculation of tax to be paid on the profits earned by the entity Other benefits include quick decision-making and distribution of power and capital. In the present era, there are multiple options via which the business can be financed. Some of them which are relevant and suitable as per the business needs are: Mix of own capital and loan capital: This is the most reliable and widely used means of financing as some of the amount is funded by the investors themselves which is initially free of cost and the other part being financed via a loan from the bank or financial institution which comes at an interest rate of 6-8% which will easily be beaten by the rate of returns of the business.(Kamuriwo, et al., 2017) Factoring/ advances from the invoices: This means of funding is being widely used for the current portion or working capital management where the service provider pays the business for the sale done to the customer on advance cutting some portion as the interest and commission. This can be effectively used once the business starts billing to the customer. Crowdfunding or online lending: These 2 means of financing have gained immense popularity in the recent times where the online sites like Kickstarter, act arrange funds from a group of investor who want to invest in a single prospective business and this amount is then given as a business loan and a negligible processing fees is charged. This is known for speed and quick decision-making.(Qi, et al., 2017) One of the financing options as chosen in the previous part was loan from bank or financial institution. Once the loan request is initiated, the banks generally ask for a set of documents including the projected balance sheet, projected income statement, the tax returns of the last 2-3 years for the individuals applying for loan, credit worthiness statement from a credit rating company, etc. An example of the project balance sheet and income statements is shown below:(Das, 2017) With the introduction of IFRS and other accounting requirements and the need for maintenance of internal financial control within the organisation, the need for specific books of accounts have increased. (Minnis Sutherland, 2016) This serves as the basis for audit opinion by the auditors, the preparation of the annual accounts of the company basis which both the internal and the external users of the books of account like the shareholders, creditors, debtors, banks, financial institutions, etc take important and critical decisions. The accounting information prepared will include the necessary disclosures on the management judgements and estimates applied while reporting, depreciation policy used, disclosures of related party transactions, shareholders information, important transactions entered into by the company during the year, the important and critical ratios like the current ratio, debt equity ratio, liquid ration, net profit ratio, return on equity, etc. All the costs would be maintained separately ledger wise so that the proper control is maintained and reconciliation is done after every period to find out the discrepancies. (Keith Cassandra, 2017) Besides all the above-mentioned procedures, financial and management accounting would be done in a computerised system using SAP tool and all the necessary activities like cost control, invoicing, collection, billing, delivery, procurement, etc. would be departmentalized in order to maintain strict internal control and avoid any chances of fraud or misstatement. Financial statement analysis is a very significant tool to be used by the management in taking important economic and business decisions. It involves tabulating the important information of the company in order to give a concise view to the mangers to enable quick and efficient decision-making. Some of its benefits include determining the financial stability and health of the company, the liquidity position of the company and whether the company would be able to pay back to its creditors in time. Its shows to the relevant stakeholders how the management has made effective and efficient utilization of the limited resources in order to maximise the profits. Even the government and the tax and legal authorities make use of the financial statement analysis in order to check the companys fiscal measures the tax to be paid by the company and whether it is a going concern or not. (Goldmann, 2016) It involves analysis of the income statement, balance sheet and the cash flow statement. The analytical tools include key ratio analysis, comparison of the actual data from the past quarter or period and last year, its comparison from the budgeted data or the estimated figures and doing the variance analysis. It also includes the horizontal and vertical analysis and trend comparison with the industry. All this helps the management to get the insights, the weak links so that the corrective action can be taken and control can be increased. (Nakao, et al., 2017) Profits distribution in a business is one of the most significant and critical decisions to be taken. It depends upon the management oversight and planning whether to distribute the profits of not. Some of these factors are: If the cash profits are more with the company and there are no investment opportunities, it would prefer to distribute the cash.(Michaely Jacob, 2017) In case there is a working capital or other business enhancement requirement, which will increase the future profits of the business, then the management may think to retaining the profits in the business and using it for the growth purposes. If there exists an expansion opportunity or a reasonable avenue for investment, which will earn more than the business profits rates, it may consider to invest and not to distribute the profits. The other factor, which may be taken into consideration, is the tax to be paid on redistribution of profit, which unusually increase the tax expenses of the company and hence double taxation. In case the debts are due by the company, the management may first think to pay off the same rather than the distribution of profits to the owners.(Buchanan, et al., 2017) References Anon., 2016. When is a Heads of Agreement legally enforceable?. [Online] Available at: https://legalvision.com.au/heads-agreement-legally-enforceable/ [Accessed 8th August 2016]. Anon., n.d. (FindLaw, 2016). [Online]. Bae, S., 2017. The Association Between Corporate Tax Avoidance And Audit Efforts: Evidence From Korea. Journal of Applied Business Research, 33(1), pp. 153-172. Buchanan, B., Cao, C., Liljeblom, E. Weihrich, S., 2017. Taxation and Dividend Policy: The Muting Effect of Agency Issues and Shareholder Conflicts. Journal of Corporate Finance, Volume 42, pp. 179-197. Das, P., 2017. Financing Pattern and Utilization of Fixed Assets - A Study. Asian Journal of Social Science Studies, 2(2), pp. 10-17. Goldmann, K., 2016. Financial Liquidity and Profitability Management in Practice of Polish Business. Financial Environment and Business Development, Volume 4, pp. 103-112. Kamuriwo, D. S., Bellavitis, C. Hommel, U., 2017. Mitigation of Moral Hazard and Adverse Selection in Venture Capital Financing: The Influence of the Countrys Institutional Setting. Journal of Small Business Management, pp. 1-9. Keith, S. Cassandra, L., 2017. CULTURAL IMPACT OF INTERNATIONAL FINANCIAL REPORTING STANDARDS ON THE COMPARABILITY OF FINANCIAL STATEMENTS.. International Journal of Business, Accounting, Finance, 11(1), pp. 46-56. Michaely, R. Jacob, M., 2017. Taxation and Dividend Policy: The Muting Effect of Agency Issues and Shareholder Conflicts. Review of Financial Studies, 30(9), pp. 3176-3222. Minnis, M. Sutherland, A., 2016. Financial Statements as Monitoring Mechanisms: Evidence from Small Commercial Loans. Journal of Accounting research, 55(1), pp. 197-233. Nakao, S., Oliveira, N. Nardi, P., 2017. Analysis of the influence of audit firms on disclosure in notes to financial statements. Nakao, 14(2), pp. 9-14. Qi, Y., Roth, L. Wald, J., 2017. Creditor protection laws, debt financing, and corporate investment over the business cycle. Journal of International Business Studies, 48(4), pp. 477-497. Solicitors, S., 2016. The Principles of Contract. Contract, p. 13.

Friday, April 10, 2020

Oil And Gas Essays - Pricing, Commodity Markets, Petroleum Politics

Oil And Gas The economy is affected by many factors that determine if it is strong or weak. These factors have to do with buyers consuming goods and services and at what rate they do this. Do the goods and services that are consumed by people created wealth, jobs and a better overall economy for a country. Throughout history some economies have evolved faster and stronger than others. Policies that the government places on industry, technology and the environment can all affect the prosperity of an economy. Of the factors that affect economic growth the industry of Oil and gas is one that holds a stronghold in the world's and America's economy today. When evaluating the economic growth factor of economy and specifically oil and gas on must consider the following questions: ? What relationship does the factor have with the whole economy? ? How does this factor affect economic growth ? Is the factor a cause or effect of economic growth? ? what would the economy be like if there were significant problems with this factor? ? What relation does a central bank have to this factor? I will answer each of these questions in respect to how economy is affected by oil and gas. The economy in the United States today is greatly affected by oil and gas. When there are large reserves and an increase of active drills in respect to oil, the economy seems to receive a boost. This is because prices for such things like gas and oil fall and people are able to consume more gas at a lower price. There is more supply and prices fall, therefore people save money on gas and can consume other items in the economy. People working in these industries have more job openings and more jobs filled, therefore creating a lower unemployment rate and a higher national per capita income. The need for substitutes are not there so, consumers will consume oil and gas at a growing rate. Since, people use oil and gas for so many different things like heating there homes, driving their cars, and a variety of other sources, the overall GNP for the consumer will rise. Economic growth is affected through significant fluctuations in inflation of oil and gas. If you look throughout history when there have been fluctuations in gas and oil prices you have vast fluctuations in the economy of our country. The instability of this factor has cause government regulation to come into play in times of crisis. For example during the mid-seventies we had the oil and gas shortage due to the Middle East cutting off supply to Importers of their oil. By doing this, they caused a shortage in a lot of countries creating rising oil prices and high demand. Consumers could not rely on the oil prices to be stable, therefore they consumed less of other products due to the inflation of gas prices and more of their dollar began to be spent on gas. Americans particularly started to come up with more efficient means of using and consuming gas over the past 25 years. Oil and gas is a resource that can be used up if not conserved properly. That is why OPEC was formed, as well as organizations such as NAFTA to help regulate trade of these commodities and bring organization to a disorganized status. In addition, governments like the United States impose taxes on gas to regulated the prices in order to ward off against supplies of oil affecting the nations economy. This only works to an extent, in the early to mid-eighties one state's economy lived and died by the supply of oil. That state was Texas. When Texas's oil rigs began to dry up, their economy went into a recession. Their reliance on the oil supply as their main revenue producer caused a lot of people to lose their jobs and demand and consumption for other products fell as well. This caused a spiraling effect which caused people from all industries to lose their jobs. Texas's economy suffered and so did parts of the American economy with High inflation and high debt which caused the economy to suffer. Increased regulation and diversification of a country's resources can stop this from being the case. Countries representing OPEC all live and die by the constant production of oil. While this factor is used to stimulate their countries economic growth, it should be used to stimulate the building of a country's infrastructure. Oil-rich countries should use the positive affect oil has had

Monday, March 9, 2020

Trail Of Tears essays

Trail Of Tears essays A hundred and fifty years after the Cherokee were forced from the southern Appalachians to Oklahoma; one man of Cherokee descent revisited the old capital of New Echota. He wrote My whole body chills as I face once again the fact that an entire nation was moved to another part of the country like wild horses to the dog food company. The Cherokee Indians were not the only native Americans to be forced west of the Mississippi by the removal act. (Lang 22) tribes from Florida to the Great Lakes were also moved. (Khun 13) You rarely hear of the other tribes because the suffering of the Cherokees seems to overshadow it all. In the early 1800s Cherokee life was fairly simple. They were a hard working group of people who often lived together in small communities. They were a spiritual and religious people who believed the were the principle people. (Khun 22) This belief was not shared by the white race who looked down upon them. The Cherokees interaction with the whites was limited to trading and it was apparent by the rotten meat and bitter whisky that whites offered that they did not feel the Cherokees were equal. (Lang 49) The treaty of New Echota was issued December 29th 1835 by congress. (Scott-Green 37) Fifteen of the eighteen thousand Cherokees opposed the treaty. (Lang 42) The three thousand who supported it were mix-bloods. (Lang 42) The reason behind the treaty had to do with the gold found on the Cherokee territory earlier that year. White men decided it would be best if the Cherokee moved. (Khun 16) Not all white men were for the treaty. A man by the name of John Ross helped fight the treaty. He helped the Cherokees trade fairly with the whites and bought their land for them in his name since they were unable to do so. (Lang 47) General James E. Wool was in charge of moving the Indians by the January 1839. (Khun 26) Wool however found the job to be ...

Saturday, February 22, 2020

THE IMPORTANCE OF THE COUNSELOR-CLIENT RELATIONSHIP (HEALTH Essay

THE IMPORTANCE OF THE COUNSELOR-CLIENT RELATIONSHIP (HEALTH COUNSELING) - Essay Example 301-304). Although these discoveries have proven more than useful for developing a thorough understanding of such complicated processes, but they have failed to produce a significant breakthrough in ameliorating the maladies associated with the brain. For the only answer for all these problems, lies within the human’s brain itself. The therapy for these ailments, collectively known as mental stress, is based on verbal communication and finding possible and feasible solutions to the problem and is known as Counseling (Blonna, pp. 12-18). This technique aims to resolve an issue related to physical or mental health and avoid costly and arduous medical procedures. Counseling involves a counselor and a client. The counselor is a therapist and guides the client in exploring possible solutions to the problem at hand. The counselor must work together with client by understanding the problem and complications associated to introduce positive changes in thinking patterns of the client. The follo wing essay highlights the importance of counselor-client relationship and the factors involved with it. Understanding of the importance of counselor-client relationship is essential to have an idea about the significance of counseling. This assists in recognizing the need for developing a good relationship between the two parties. Although the word counseling comes in several different contexts like genetic counseling, health counseling and career counseling, the basic theme is the joint effort made by the counselor and client to bring about productive changes in the client’s life by verbal communication and to discuss the possibilities that may bring an improvement in the client’s life. The significance of counseling is evident by the fact that seeking this type of therapy may prevent treatments such as medication or surgery. This is not

Thursday, February 6, 2020

Elements of Democracy in France Essay Example | Topics and Well Written Essays - 750 words

Elements of Democracy in France - Essay Example Elements of Democracy in France Other arms of government are the senate and National Assembly, which form the legislature and the Judiciary. Existence of different arms of government ensures separation of power, which enhances democracy. France is governed by a principle, â€Å"Government of the people, by the people and for the people.† Citizens above 18 years are free to register, vote or be voted for. Freedom of speech is a measure and foundation of democracy without which freedom is nonexistence. Freedom of speech guarantees everyone right to express themselves differently. It functions best in pluralistic states where different opinions in decision-making. This paper focuses on three democratic elements of democratic, freedom of speech, elections, and separation of power. The paper will assess if the three if the three elements exist in France. Before the 20th Century, freedom of speech was nonexistence in many nations. Critics such as presses were often closed down or exiled. Certain forms of writing w ere censored. In France, the freedom of expression was nonexistence until the 20th Century when the human right groups arose and started fighting for such rights. The freedom of speech became guaranteed after French Declaration of the Rights of man was expanded to include the right of expression.As early as 1881, the France government amended the Press Law allowing freedom of press. However, the rise of incitement led to enactment of Pleven Act in 1972, which bars any form of incitement, discrimination, or racism. Additionally, any form of hate speech against people based on gender, physicality or sexual orientation is prohibited. Currently, France follows the European Convention of Human Rights. The freedom of expression through writing is guaranteed in France where government censorship on written publications is not allowed (Francois, 2005, 17-22). Although the theory of elite, which advocates that the power be bestowed upon the few educated individuals, arose from France, it is no longer practiced in France. In France, the government power is bestowed on the different arms of the government. The executive, which is headed by popularly elected president, includes the prime minister as well as the cabinet. The legislature is bicameral and comprises of the Senate and the national assembly, which are referred to as the upper house and the lower house respectively. The judiciary, which operates independent of the legislature and executive comprises of the judicial as well as other administrative orders in addition to the constitutional court. The powers of each arm of the government are clearly defined by the constitution (Genieys, 2005, 414- 417). Additionally, the powers are distinguished in the constitution. It is clear that the prime minister and the president head the executive, which is at time confusing since the two have different roles. The president appoints the prime minister. The powers of the president include calling for referendum, negotiating fo r ratification of treaties, Dissolving the national assembly as well as requisition for constitutional review if need be. The president is elected through direct universal suffrage in which a candidate requires to obtain absolute majority to be declared the winner. In France, numerous powers are bestowed upon the president, which is attributable to the manner in which the president is elected (Carcassonne, 2002, Web). The prime minister has clearly

Tuesday, January 28, 2020

The Speckled Band by Arthur Conan Doyle Essay Example for Free

The Speckled Band by Arthur Conan Doyle Essay Which is the better Detective story, The Speckled Band by Arthur Conan Doyle or Murder on the Orient Express by Agatha Christie? Detective stories remain as popular now as they have ever been. The fan base for detective stories is huge. This demand for the genre has contributed to the large number of detective stories being broadcast on T. V. , but the stories almost always originate from books, which have a far deeper history than the T. V series. Conan Doyle started to write his short stories about Sherlock Holmes in the 19th century. They were published in the Strand Magazine and were an immediate success, for the simple reason that there was very little for people to do in their spare time other than read. Holmes fans enjoyed stories that could keep them entertained for a long time. Sherlock Holmes became so popular that when Conan Doyle tried to kill him off there was a public outcry and Conan Doyle was forced to continue writing. In contrast Murder on the Orient Express by Agatha Christie is a more modern story set in the early 1930s. The book is one of many following the Belgian detective Hercule Poirot. Many different T. V. series and some films have been made based on the books. Hercule Poirot and Sherlock Holmes are alongside others such as Inspector Morse and Miss Marple as the greatest fictional detectives ever. Conan Doyle uses an individual style in his writing using Holmess sidekick Dr. Watson as the narrator in the majority of his stories. This proves to be a good technique as Watsons viewpoint can communicate Holmes brilliance as a detective. This is what happens in the beginning paragraphs of The Speckled Band. Watson says that Holmes makes rapid deductions, as fast as intuitions but always on a logical basis. Doyle wants the reader to see the admiration Dr. Watson bears for Holmes and his abilities. Holmes is an eccentric. He can play the violin beautifully but he is also a drug addict, a crack shot and fearless in a fight. At the start Watson describes the cases he has seen Holmes work on he says he has seen none commonplace which encourages you to read on as you feel guaranteed you will get an interesting story. The readers opinion of Holmes abilities is also raised. Watson says Holmes works for the love of his art rather than for the acquirement of wealth and even Holmes states my profession is my reward, making him seem far more righteous as he solves crime for his interest in the problem and not for financial reasons. Hercule Poirot is similar in this way. He says I have made enough money to satisfy both my needs and my caprices and I only take such cases as interest me. Poirot is a small man with an egg shaped head who does not have the physical energy of Holmes in fact his technique is thinking out the truth. He has a large moustache and a pink pointy nose and looks like the sort of person you can never take seriously. Poirots stories are written in the third person so compliments and admiration about him have to be spoken by other characters, which is not as effective as when the sidekick narrates. Poirot does not have a constant companion; he has new helpers in every book. In Murder on the Orient Express Poirot has two, a doctor and the managing director of the train he is on. They follow the same pattern as Watson with Holmes, never working out the answers before the detective does. This is one of the techniques used to make him seem interesting. Another is to give a snippet of an interesting problem that Poirot has solved at the start of the story which immediately makes the reader trust in his abilities. Both characters have strong points from a writing perspective, but in a story, I think that Sherlock Holmes is the more interesting of the two because of his natural abilities.

Monday, January 20, 2020

Comparing Ulysses and American Beauty :: comparison compare contrast essays

Ulysses and American Beauty      Ã‚   In the "Nausicaa" chapter of James Joyce's Ulysses, a virginal exhibitionist, Gerty McDowell, flashes her "knickers. . .the wondrous revealment, half-offered like those skirt-dancers" at Leopold Bloom, igniting his sexual fireworks on a beach in Dublin (366). In a film set almost 100 years later in an American suburb, another virginal seductress flips her dance skirt, giving admirers a peek at her panties, and inspires Bloom's modern incarnation, Lester Burnham, into a similar burst of auto-eroticism.    The "metempsychosis" of Leopold Bloom into Lester Burnham isn't the only astonishing similarity between Ulysses and American Beauty. When screenwriter Alan Ball accepted the 2000 Golden Globe and Academy Awards for his screenplay of American Beauty, he owed a substantial debt--albeit universally unnoticed and, as he claimed in a telephone interview, "unintended"--to Joyce's masterpiece, the book chosen just months earlier by the Modern Library editorial board as the "best novel" of the Twentieth Century.    Yes, the ending of American Beauty represents a major departure from the plot of Joyce's novel--but an explicable one in a modern update of the Ulysses saga. Late twentieth-century audiences, who have become desensitized to escalating media violence over the past 100 years and have, in fact, developed an appetite for gore, require a bloody resolution. Despite the ending, we are left with striking reincarnations of Irish urbanites into suburban American personalities.    Consider other parallels: heroes Leopold Bloom and Lester Burnham (same initials, LB) are both middle-aged, middle-class, mediocre, unappreciated admen (Lester describes himself as "a whore for the advertising industry"[49], neither of whom has had sex with their wives in years . Ultimately both Bloom and Lester yearn to regain the past unity and warmth of their homes.    Bloom muses, "I was happier then" and fantasizes he could "somehow reappear reborn" to his marriage bed with wife Molly (728) while Lester tells us, "That's my wife Carolyn. . . . We used to be happy" and vows, "It's never too late to get it back" (2, 5). Both also feel displaced by a growing estrangement from their teenage daughters: Bloom's surviving child, Milly, and Lester's only child, Jane.    To compensate for their non-existent sex lives, both Leopold and Lester turn first to solo sex in the bath (or in Lester's case, the shower) and both enjoy adulterous, guilty dreams of unorthodox sexual practices, often accompanied by flower imagery.

Sunday, January 12, 2020

The Expansion of the Right to Vote throughout History

Throughout history, the right to vote has expanded and expanded. There are several examples of this in history, such as African Americans and women earning the right to suffrage. All of these movements stem down to the formation of the National Republicans, or Democrats. During Andrew Jackson’s presidency, this party made it possible for even the poorest man to gain the right to vote. However, this movement was the subject of much controversy, as many doubted the abilities of the â€Å"common man†.One side in this argument was the supporters of the Democrats. They argued that ownership of property should not determine the right to vote. In document one of the DBQ paper, Nathan Sanford, who supported Jackson, argued that not ownership of property, but a man’s morality, should give him the right to vote. A different perspective, but the same basic agreement, is that of a French nobleman named Alexis de Tocqueville. He stated that the heads of government were often completely talentless, and seemed to end up in their positions from wealthiness alone.These supporters definitely had their reasons to be for this movement, but there were many who had reasons to oppose it. In her cynical and brutally honest book â€Å"Domestic Manners of the Americans†, Frances Trollope recalls the election of 1828. She states that most people were overlooking that he was â€Å"in every way calculated to do honour to the office† and simply opposing him because Jackson represented a less wealthy, more realistic portion of America. She even went as far to say that Jackson won the election of 1828 solely for that reason.James Kent of New York stated that the property requirement was simply the price to pay for the privilege of voting. He called the poor lazy, and stated that the movement was just a way for the poor to â€Å"share the plunder of the rich†. Both sides definitely had their reasons, as these opinions show. As for my opinion, I definit ely support the movement. As for the supporters, I find next to no valid arguments against them other than â€Å"everyone’s poor for a reason†.And as I may agree with that statement to a certain extent, it does not validate the ignorant generalizations made by James Kent, calling the poor lazy and greedy (from what I’ve seen, it seems to be the other way around). As for Trollope, while it may be true that the reasons for Jackson’s support were unjust, it seems to happen on the wealthy party’s side just about as much as vice versa. However, as it has become clear by giving suffrage to blacks, women, and 18, 19, and 20 year olds, this movement still continues today, and isn’t ending anytime soon. The Expansion of the Right to Vote throughout History Throughout history, the right to vote has expanded and expanded. There are several examples of this in history, such as African Americans and women earning the right to suffrage. All of these movements stem down to the formation of the National Republicans, or Democrats. During Andrew Jackson’s presidency, this party made it possible for even the poorest man to gain the right to vote. However, this movement was the subject of much controversy, as many doubted the abilities of the â€Å"common man†.One side in this argument was the supporters of the Democrats. They argued that ownership of property should not determine the right to vote. In document one of the DBQ paper, Nathan Sanford, who supported Jackson, argued that not ownership of property, but a man’s morality, should give him the right to vote. A different perspective, but the same basic agreement, is that of a French nobleman named Alexis de Tocqueville. He stated that the heads of government were often completely talentless, and seemed to end up in their positions from wealthiness alone.These supporters definitely had their reasons to be for this movement, but there were many who had reasons to oppose it. In her cynical and brutally honest book â€Å"Domestic Manners of the Americans†, Frances Trollope recalls the election of 1828. She states that most people were overlooking that he was â€Å"in every way calculated to do honour to the office† and simply opposing him because Jackson represented a less wealthy, more realistic portion of America. She even went as far to say that Jackson won the election of 1828 solely for that reason.James Kent of New York stated that the property requirement was simply the price to pay for the privilege of voting. He called the poor lazy, and stated that the movement was just a way for the poor to â€Å"share the plunder of the rich†. Both sides definitely had their reasons, as these opinions show. As for my opinion, I definit ely support the movement. As for the supporters, I find next to no valid arguments against them other than â€Å"everyone’s poor for a reason†.And as I may agree with that statement to a certain extent, it does not validate the ignorant generalizations made by James Kent, calling the poor lazy and greedy (from what I’ve seen, it seems to be the other way around). As for Trollope, while it may be true that the reasons for Jackson’s support were unjust, it seems to happen on the wealthy party’s side just about as much as vice versa. However, as it has become clear by giving suffrage to blacks, women, and 18, 19, and 20 year olds, this movement still continues today, and isn’t ending anytime soon.

Saturday, January 4, 2020

Raising The Cost Of Tuition On Students - 3305 Words

In today’s society getting a degree from a university is the best thing a person can do for their future. The problem with getting a degree is where you go and how much that will cost you. Universities have been guiltily of raising the cost of tuition on students. In this processor the school is gaining more money, but only a few are benefiting from this and the students aren’t one of them. The other problem with the money is that corporations are allowed to donate money to universities. While that may not seems like a major problem, it is. Corporations are in control of what their money goes to in the sense of what research will be done and what programs will be taught with the money. On the thought of a company donating to a specific part of education would seem like a good idea, but the problem comes from the other areas not receiving money that would help a program grow or have the proper equipment. When a program isn’t getting funding it can collapse and no longer be available at the university. If a program isn’t being offered at a university students are missing an opportunity that they should of had. Of course this is a problem of what ifs and maybe it collapsed because no one was interested in that particular part, but that doesn’t take away the fact it wasn’t because of the students not being interested it just simply wasn’t there. Another problem with the universities turning into corporations is just like a corporation schools want to be on a global scale.Show MoreRelatedCollege Tuition Cost On A Rise Essay1254 Words   |  6 PagesCollege Tuition Cost on a Rise The rising cost of education in Texas colleges started in 2003 when the deregulation was lifted. Then, soon after, the Texas State legislature cut the education budget because of a drop in the economy in 2008. 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